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Ram Fincorp, one of India’s fastest-growing NBFCs, has announced the launch of its Loan Against Property (LAP) product, marking its entry into the secured lending space. The company also inaugurated a new branch in Faridabad, reinforcing its commitment to regional expansion and customer-centric growth.
The LAP offering enables individuals and small businesses to leverage residential or commercial property as collateral to access funds for education, business expansion, or personal needs. To support this launch, Ram Fincorp has introduced a digital LAP Calculator — a user-friendly tool that helps borrowers estimate eligibility, EMIs, and tenure based on property value and income profile.
Bharat Soni, Co-Founder of Ram Fincorp, said: “The launch of our Loan Against Property product marks a significant milestone in our growth journey. With the LAP Calculator and our expanding branch network, we’re bridging India’s credit gap through transparent, tech-enabled financial solutions.”
With over 157,000 loans disbursed, 100,000 repeat users, and 1.5 million app downloads, Ram Fincorp has built a strong reputation among first-time borrowers, gig workers, and salaried professionals. The company also promotes responsible borrowing, encouraging customers to opt for property and life insurance to protect their assets.
The new Faridabad branch will serve as a hub for customer engagement, loan disbursals, and relationship management, complementing Ram Fincorp’s digital ecosystem. As it enters the secured lending segment, the company continues to expand across both physical and digital channels, positioning itself for its next phase of growth.
