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Hyderabad or Pune: Which City Offers Better Affordability in 2026?

Hyderabad is more affordable for singles, Pune suits couples, while family budgets are comparable. Housing costs and lifestyle choices shape affordability and long-term investment potential.

BY Realty+
Published - Tuesday, 20 Jan, 2026
Hyderabad or Pune: Which City Offers Better Affordability in 2026?

Hyderabad and Pune, two of India’s premier IT hubs, offer thriving job markets, modern lifestyles, and growing real estate markets. Comparing their monthly living costs gives a clear picture of which city is more affordable for professionals, couples, and families in 2026.

Single Professionals: Hyderabad Holds the Edge
The affordability gap is most noticeable for single professionals. In Hyderabad, monthly expenses range from Rs. 15,500 to Rs. 31,500, averaging around Rs. 23,500. In Pune, monthly costs are higher at Rs. 19,500–46,000, averaging Rs. 32,750, making Hyderabad about 28% cheaper.

Housing plays a significant role. One-bedroom apartments in Hyderabad cost Rs. 7,000–15,000 (average Rs. 11,000), while Pune’s 1 BHKs range from Rs. 8,000–25,000 (average Rs. 16,500). Prime Pune areas such as Koregaon Park and Baner push rents closer to Rs. 25,000. Beyond rent, Hyderabad offers lower costs for food (Rs. 3,000–5,000 vs Rs. 4,000–8,000) and transportation (Rs. 1,500–3,000 vs Rs. 2,000–4,000), enhancing its appeal to young professionals.

Couples: Costs Even Out
For dual-income couples, the affordability advantage narrows. Hyderabad couples spend Rs. 22,000–52,000 per month (average Rs. 37,000), while Pune couples’ expenses range from Rs. 21,000–49,000 (average Rs. 35,000). Two-bedroom apartments are similarly priced in both cities - Hyderabad Rs. 10,000–25,000, Pune Rs. 10,000–25,000 with premium Pune areas slightly higher. Food and transportation costs remain comparable, making lifestyle choices the key factor for couples.

Families: Minor Differences in Monthly Budgets
For a family of four, the cost differences between Hyderabad and Pune shrink further. Hyderabad families spend Rs. 37,000–97,000 per month (average Rs. 67,000), while Pune families spend Rs. 38,500–93,000 (average Rs. 65,750), a negligible 2% difference. Housing remains the main factor, with average 2–3 BHK rents at Rs. 27,500 in Hyderabad versus Rs. 31,000 in Pune. Food, utilities, and education costs are slightly higher in Pune, while Hyderabad’s outskirts, such as Kukatpally, offer significant savings.

Property Prices and Investment Potential
Beyond monthly expenses, property prices and appreciation impact affordability and investment decisions. Hyderabad’s property rate averages Rs. 7,750 per sq. ft, around 29% higher than Pune’s Rs. 5,500–6,500 per sq. ft. Mid-range Hyderabad properties (Rs. 7,000–7,500 per sq. ft) outpace Pune’s (Rs. 5,500–6,000 per sq. ft) by 15–25%.

Recent trends show Hyderabad property values appreciating faster, with 13% year-on-year growth and 4.6% quarter-on-quarter. Pune’s growth is more moderate, at 6–8% year-on-year. Over the last five years, Hyderabad has delivered 38–40% cumulative growth, compared with Pune’s 25–30%, highlighting its stronger long-term investment potential.

Rents and Cost Projections for 2026
Hyderabad rents are expected to stabilize with 2–3% annual inflation, aided by infrastructure projects such as Metro Phase II and the Regional Ring Road. Single professional costs are projected to remain around Rs.  25,000–28,000, with property appreciating 8–12% annually in main areas and 12–20% in satellite towns.

Pune rents are likely to grow 6–8% annually due to ongoing IT hiring and new construction. Single professional costs may rise modestly to Rs. 33,000–35,000, with property appreciation moderating to 5–7%, although the Eastern Corridor could see 8–12% growth.

Which City Should You Choose?
Overall, Pune has a slightly lower cost-of-living index at 23.97 compared to Hyderabad’s 24.64. However, lifestyle and household composition significantly affect affordability. Single professionals benefit most from Hyderabad’s lower rents and food costs, enjoying savings of 20–28%. Couples may find Pune more balanced for living costs, while families experience similar budgets in both cities.

Hyderabad is not only more affordable for singles but also offers higher long-term property appreciation. Pune provides rent stability and balanced living costs. Ultimately, the choice depends on immediate affordability versus long-term investment potential.

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