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YES Bank And Aadhar Housing Finance Enter Co-Lending Partnership

YES Bank And Aadhar Housing Finance Enter Co-Lending Partnership

BY Realty Plus
Published - Friday, 10 Mar, 2023
YES Bank And Aadhar Housing Finance Enter Co-Lending Partnership

YES BANK announced that it has partnered with Aadhar Housing Finance Ltd to offer home loans at competitive interest rates. Aadhar Housing Finance is one of India’s largest affordable housing finance companies. With this partnership, both entities aim to provide, convenient home finance solutions such as Home Loan for Salaried Employees, Loan for Plot Purchase and Construction, Home Improvement Loan, Loan Against Residential Commercial Property, Balance Transfer and Top Up, among others, to customers from lower and middle-income groups.

This partnership is in accordance with the co-lending framework of the Reserve Bank of India (RBI) that enables banks and non-banking companies to jointly bring forth financial solutions that cater to the requirements of the unserved and underserved sections of the society.

Speaking on the partnership, Lavesh Sardana, Country Head - Retail Assets, YES BANK said, “Home loan penetration in India is relatively lower as compared to the most developed economies of the world. This offers an opportunity for lenders to bridge this gap with their product offerings. We are happy to partner with Aadhar Housing Finance, to bring forth a slew of affordable home finance solutions that will largely benefit individuals from lower-and middle-income groups by helping them fulfill their dream of building their own home. Given our vast network of banking relationships, we aim to cater to the financial requirements of customers across a wide socio-economic spectrum, in line with the Government’s vision of encouraging inclusive growth within the country.”

Speaking on the occasion, Rishi Anand, CEO and MD, Aadhar Housing Finance said, “YES BANK’s wide reach and trust in the market, coupled by our own network and digital, state-of-the-art IT infrastructure, improved control, underwriting functions, and increasing customer reach and distribution capability, will help provide efficient and economical home loan solutions to a wide gamut of customers across geographies, socio-economic groups and yield spectrum, to enable optimum growth.”

  • TAGS :
  • YES BANK
  • partner
  • Aadhar Housing Finance
  • home
  • loans
  • interest rates
  • Lavesh Sardana
  • Country Head - Retail Assets
  • YES BANK
  • Rishi Anand
  • CEO and MD
  • Aadhar Housing Finance

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