India’s real estate in 2025 shows a tale of two markets: Metros (Tier-1) dominate in volume and premium segments, while Tier-2 cities surge in affordability and value growth. Driven by infrastructure, hybrid work, and digital tools, buyers in Tier-2 seek value-for-money homes under Rs. 50 lakhs, while metros lean toward luxury. 

Top Buying Drivers by City Type
Metros: Luxury & Lifestyle Focus
1. High demand for smart homes, sustainability (solar, green certs), and 3-4 BHK units.
2. Digital journeys: 100% online approvals, virtual tours—millennials drive 60% buys.
3. Investment shift: Rental yields stable, but cap appreciation 10 15% YoY in suburbs.
Tier-2: Affordability & Growth Hubs
1. Stars: Lucknow (+25% units), Coimbatore (+52% value), Surat/ Nagpur (+30% sales).
2. Why buy? 20-40% lower prices, infra boom (e.g., airports in Indore), hybrid work.
3. Women-led: Joint loans up, with state incentives (lower stamp duty).
Emerging Patterns Across Both
1. Digital-First: Paperless loans, instant checks—80% buyers under 35 prefer apps like Easy Home Finance.
2. Sustainability: 40% inquire about eco-features; boosts resale by 10-15%.
3. Investment Angle: Tier-2 yields 5-7% (vs. 3-5% metros); warehousing/ commercial hot in suburbs.
4. Opportunity: Rates at historic lows; first-timers target








